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James Barrese

Chief Technology Officer

Chime Financial, Inc

Creating The Future of Digital Money


This presentation will walk through all the major steps involved in a modern credit card transaction. How money moves from a personal bank account, through numerous industry systems, banks, and intermediaries, to ultimately deposit into a merchant's bank account. These payment systems handle billions of transactions and move trillions of dollars around the world every year. Who makes money off of doing this work? Who pays? Who is in charge and how does it all work? The talk will also cover all the jobs, roles, and opportunities to be found in the industry. From fighting professional fraudsters, to re-imagining modern payment experiences, who are all the people behind the scenes and what career roles might exist in the future?

Meet the Speaker:

With more than 30 years of technology experience that spans banking, commerce, payments, the military, academic world, James Barrese has broad experience in engineering innovative product solutions for consumers and businesses. James' experience includes serving as a technology consultant, being a vice president of engineering at a startup company, leading early engineering teams at eBay, and being PayPal's Chief Technology Officer.

James earned a Bachelor of Science degree from Stanford University. He is based in Silicon Valley. He currently serves the Chief Technology Officer for Chime Financial, Inc. Chime is a leading financial technology company founded on the premise that basic banking services should be helpful, easy and free. Chime is the market leader in the U.S. challenger banking segment.

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